Whether your business is early-stage or has been operating successfully for several years, the business will at some point need access to adequate capital to purchase new equipment, add employees, open a new facility or otherwise expand its operations.
Our firm counsels and negotiates on behalf of its business clients to obtain SBA guaranteed loans, working capital, credit facilities, refinancing of existing loans, and equipment leases from commercial banks, financial institutions and other private and hard-money lenders. Whatever the nature of the desired financing, it is typically secured by the assets of the business and often further requires careful negotiation of subordination and inter-creditor agreements with senior lenders that have existing liens.
We work closely with our clients, apprising on available instruments for financing, each alternative’s advantages and disadvantages and the risks of taking on significant debt and incurring liens. We strive to structure, negotiate and document the transaction that will satisfy your cash flow needs, enable implementation of your short-term and long-term strategic objectives, while minimizing risk to the business and your personal assets.